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admin2026-02-25 12:36:112026-02-25 12:36:112026 Feefo Platinum Trusted Service AwardBuildings Sum Insured (Rebuild Costs)
If you’re unsure on the rebuilt value of your holiday home, you can use the ABI rebuilding cost calculator to help you.
This must include the cost of debris removal, architects, surveyors, consultants, legal fees, taxation and the additional cost of complying with any government or local authority requirements. (This is not the figure that is provided by some insurers which maybe £500,000 or £1million, these are blanket sums insured and is the maximum level that insurer will pay in the event of a total loss, and it also is not the market value of your property).
ABI rebuilding cost calculator
If your UK holiday home is of standard construction the Association of British Insurers (ABI) offers a free (registration required) rebuild cost calculator to assist you assess the rebuilding cost of your property. To use the calculator and obtain an approximate rebuild cost, you’ll need to measure the external floor area of both downstairs and upstairs of your property.
Click here to go to the ABI rebuilding Cost Calculator
IMPORTANT INFORMATION: Please be advised that the ABI rebuilding Cost Calculator will only provide an indicative figure for rebuild costs as there are a number of restrictions to the calculator such as, properties with unusual features, thatched buildings, listed buildings or houses made of non-standard materials. Declaring the correct sums to insure your property for, will remain the responsibility of the policyholder at all times.
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