Holiday Home & Apartment Insurance

Whether your holiday home is a house in the country or a cottage by the sea, we provide you with the right cover to meet your needs. Our team of experienced staff specialise in leisure insurance and are happy to guide you through the process.

If you are buying your first holiday home and need specialist advice about holiday home insurance, or if you’re looking for a better deal when renewing your policy, you couldn’t find a better partner to insure your holiday home.

Regardless of whether your holiday home is a commercial let or just used by you, your family and friends, we have the comprehensive cover options and competitive premiums for your requirements.

My Holiday Home Insurance is part of Assist Insurance Services Ltd and we are regulated by the Financial Conduct Authority. Our insurance policies are underwritten by one of the top 10 insurers in the Lloyd’s of London insurance market.

Trusted holiday home insurance provider with verified reviews through our partnership with Feefo

More reasons to trust My Holiday Home Insurance


25,000 insured people so far……


14 Years Experience


Over 1000 claims handled in 2018


Insurance Times claims excellence award winners.


My Holiday Home Insurance is a trading name of Assist Insurance Services Ltd – specialists in insurance within the leisure industry. We insure over 25,000 policyholders, providing insurance for holiday homes and cottages, holiday apartments and villas, holiday caravans, holiday lodges and park homes and boats.

All of our insurance consultants are well trained in the products we offer and pride themselves in both the professional yet personalised service our policyholders receive. That’s why many of our policyholders happily recommend us to their friends, neighbours and family.

Just click on the ‘Request a quote’ or ‘Request a call’ button and complete the short online form, then one of our friendly and professional team will contact you to discuss your insurance requirements. We’ll then provide you with a professional quotation for insurance against a range of risks such as fire, flood, theft, storm damage, vandalism and subsidence. This is without obligation and what’s more, we are so confident in our comprehensive cover that we’ll offer you a 14-day ‘no quibble’ money-back guarantee if you’re not happy with the cover we provide.

Whether you use your holiday home for short breaks and holidays for you and your family, or you let it out to others – or both – we have the policies to suit your requirements.



  • Underwritten by one of the top 10 insurers in the Lloyd’s of London insurance market
  • 24 hour, 365 day claims service
  • 14-day ‘No quibble’ money-back guarantee
  • Option to pay premium by instalments
  • Cover whether the property is occupied or unoccupied
  • Covers loss of rent following a claim
  • Includes emergency travel cover
  • ‘New for old’ cover as standard
  • Buildings only, contents only or combined buildings and contents cover available
  • Alternative accommodation cover available as standard
  • Freezer contents cover up to £500 as standard
  • Emergency travel cover included as standard
  • Optional accidental damage for buildings and/or contents
  • Replacement keys and locks (if you opt for contents cover) for lost or stolen keys
  • £5million Personal Liability cover as standard
  • And much more!


  • Up to 3 years No Claims discount available
  • Discounts for policyholders aged 51 years or above
  • Discounts if you opt for a £250 voluntary excess
  • Discounts if you opt for a £500 voluntary excess