Why choose My Holiday Home Insurance for your holiday home insurance?
My Holiday Home Insurance have been insuring holiday homes for more than 15 years so we have an in-depth understanding of the type of insurance required for your holiday home. We work exclusively in the leisure insurance sector and we have designed each of our insurance policies, so they can be tailored around your circumstances. We know there are a number of costs involved when you purchase a holiday home, so you want to make sure that not you get a good deal on your insurance, but most importantly, you have the right level of cover to protect your investment. Every one of our insurance advisors have extensive knowledge of insuring holiday homes, so you’re in good hands as they will be able to guide you through the process. We’re also holiday home insurance specialists offering comprehensive cover and flexible policy options, so you will be impressed with the cover you receive when you insure with My Holiday Home Insurance.
What does holiday home insurance cover?
Policies differ but your main goal is to protect your home and the contents inside, so holiday home insurance mainly comprises buildings and contents cover.
Buildings insurance covers the structure of your property against risks such as fire, storm and flood, and could assist in repairs or building work that may need to be carried out if the property is damaged. You must take into consideration the cost to rebuild your home to make sure you that have the right level of buildings cover. Be specific and let us know exactly what you would like covered, so if, for example, these must be specifically added to your policy.
Contents insurance can cover possessions inside your home and it’s essential if you are letting out your home – either to friends and family or on a commercial basis. Normal home insurance will cover your family and guests in your home, however if you are renting your property, you face extra risks as a landlord. You must take into consideration the cost of the contents inside your holiday home to make sure you have sufficient cover.