Leisure Lodge Cover Limits
Buildings
Buildings | Leisure Home (Lodge) |
| Cladding | Timber or Canexel |
| Use | Second Home/Holiday Home/Holiday Let |
| Max Sums Insured | £500,000 |
| Claims Settlement | New for Old |
| Decking, Balustrades & Hot Tubs | ✔ |
| Alternative Accommodation / Loss of Rent | ✔ |
| Let Property | Optional |
| Falling Trees | ✔ |
| Trace & Access | £5,000 for one event, £25,000 for any single period of insurance |
| A/D to underground pipes & cables | ✔ |
| Emergency Services | £10,000 |
| Property Owners Liability | £5 Million |
| Clearance & Re-siting | ✔ |
| Malicious Damage & Vandalism | ✔ |
| Tv Aerials & Satellite Dishes | ✔ |
| Fire Brigade Costs | £750 |
| Loss or Theft of Keys | £1,000 |
| Metered Water | £1,000 |
| Fire, Smoke, Explosion, Lightning or Earthquake. | ✔ |
| Escape of Water | ✔ |
| Storm | ✔ |
| Flood (postcode dependent) | ✔ |
| Subsidence | ✔ |
| Theft or Attempted Theft | ✔ |
Buildings Optional Cover (if selected):
FEATURE | LIMIT |
| Accidental Damage by Tenants | ✔ |
| Malicious Damage by Tenants | £5,000 |
Excess Amounts | |||
Claim Type | Leisure Lodge | ||
| Subsidence, Heave & Landslip | £1,000 | ||
| Escape of Water (Homes up to 25 years of age) | £250 | ||
| Escape of Water (Homes aged 26 & over years of age) | £500 | ||
| All Other claims | £100 | ||
Standard Excess £100* | ||
| Voluntary Excess Amounts Available (In addition to Standard Excess) | ||
| £50 | £150 | £400 |
*Standard excess – Other excess amounts may be applicable due to age of home/specific endorsements