Leisure Lodge Cover Limits

Buildings

Buildings
Leisure Home (Lodge)
CladdingTimber or Canexel
UseSecond Home/Holiday Home/Holiday Let
Max Sums Insured£500,000
Claims SettlementNew for Old
Decking, Balustrades & Hot Tubs
Alternative Accommodation / Loss of Rent
Let PropertyOptional
Falling Trees
Trace & Access£5,000 for one event, £25,000 for any single period of insurance
A/D to underground pipes & cables
Emergency Services£10,000
Property Owners Liability£5 Million
Clearance & Re-siting
Malicious Damage & Vandalism
Tv Aerials & Satellite Dishes
Fire Brigade Costs£750
Loss or Theft of Keys£1,000
Metered Water£1,000
Fire, Smoke, Explosion, Lightning or Earthquake.
Escape of Water 
Storm
Flood (postcode dependent)
Subsidence
Theft or Attempted Theft

Buildings Optional Cover (if selected):

FEATURE
LIMIT
Accidental Damage by Tenants
Malicious Damage by Tenants£5,000
Excess Amounts
Claim Type
Leisure Lodge
Subsidence, Heave & Landslip£1,000
Escape of Water (Homes up to 25 years of age)£250
Escape of Water (Homes aged 26 & over years of age)£500
All Other claims£100
Standard Excess £100*
Voluntary Excess Amounts Available (In addition to Standard Excess)
£50£150£400

*Standard excess – Other excess amounts may be applicable due to age of home/specific endorsements