My Holiday Home Insurance are holiday lodge insurance specialists with more than 15 years’ experience. We’ll meet your insurance needs with the comprehensive cover as standard and there are plenty of optional extras to choose from. All the cover is tailored around you and your circumstances so contact us or a quote today.
My Holiday Home Insurance are holiday lodge insurance specialists with more than 15 years’ experience. We’ll meet your insurance needs with the comprehensive cover as standard and there are plenty of optional extras to choose from. All the cover is tailored around you and your circumstances so contact us or a quote today.
Choose from £100, £150, £250, or £500 voluntary excess
The value of a brand new holiday lodge of the same make and model as your existing home, plus all the associated costs of replacing the home. These costs include clearance of the damaged home and re-siting of the new home.
Who underwrites the holiday lodge insurance policy?
Canopius – A Managing agent of Lloyds of London. Having a Lloyds of London insurer gives you the peace of mind, that should anything happen, you will be protected.
What is the maximum building sum insured?
We cover all our policy holders up to £500,000 so that you have the peace of mind that should the worst happen, not only will we replace the lodge with a new on, but will also cover the costs for clearance and re-siting.
What happens if I don’t need £500,000 cover?
All our holiday lodge policies have blanket sums insured so that we can be sure, whatever happens, we will be able to get you a new home. However the premiums are based on your individual home and cover requirements, so you can be sure you are only paying for the cover that you need.
How much contents cover will I get on my holiday lodge?
At my holiday home we give you £40,000 cover as standard, that way you don’t have to worry about updating your policy when you purchase something new. We also have a variety of optional extras, so you can really tailor the policy to your individual needs.
What is the single article limit for my contents?
Its sometimes hard to keep track of the replacement value of your contents, that’s why at My Holiday Home Insurance we don’t have a Single Article Limit for your general contents. That way you can have peace of mind that should something happen, your possessions would be covered.
What are the excess amounts on holiday lodge insurance?
We have a £100 excess on our policy for all standard claims, however voluntary excesses are available as well which allow you to individually tailor your policy and possibly benefit from a lower premium
Do I need to provide photos of my holiday lodge?
On rare occasions we may need to see a photograph of your holiday lodge, to ensure we are providing you with the right levels of cover. If you are unsure if you will need to do this, call one of our advisors today who will be happy to discuss this with you.
What does new for old cover mean?
“New for Old” Cover is a piece of insurance terminology. What this means for you is that, in the event of a claim, we will replace your home and contents with a brand new equivalent.
How much cover can I get for my sports equipment?
Sports Equipment can be covered anywhere from £1,000 to £3,000 for items of equipment that are permanently left at the holiday lodge.
Can I add pedal cycles to my policy?
Yes! We are able to add your pedal cycles to your policy to give you the peace of mind that they are fully covered.
How much public liability am I covered for?
Our public liability is covered up to £5Million as standard. This is generally more than enough for your Site regulations but if you are unsure, give us a call and one of our advisors will be happy to help.
Is accidental damage covered under my holiday lodge insurance policy?
Accidental damage is one of the most common claim types, so for your peace of mind, accidental damage is covered as standard under your policy. You also have the option to cover it when the property is let.
If I lose my keys am I covered?
It happens to the best of us, so should you find yourself in the position that you have lost your keys, you can rest easy knowing that we cover your replacement locks and keys.
Can I cover my garden furniture?
Nobody wants to pack away garden furniture at the end of a long relaxing day, that’s why with My Holiday Home Insurance we cover not only your garden furniture, but your contents in the open as standard.
I have a hot tub, can this be covered under my policy?
Hot tubs are becoming more common, and as such we have the facility to make sure they are covered under your insurance. Give one of our advisors a call who will take some details and get you covered.
We are absolutely delighted to have been recognised once again by Feefo, for the service we provide to our customers. Feefo collects genuine reviews from our customers about the service they have received and our outstanding customer service was recognised when we were awarded the 2021 Feefo Platinum Trusted Service Award.
