Holiday Lodge Insurance

My Holiday Home Insurance are holiday lodge insurance specialists with more than 20 years’ experience. We’ll meet your insurance needs with the comprehensive cover as standard and there are plenty of optional extras to choose from. All the cover is tailored around you and your circumstances so contact us for a quote today.

Holiday Lodge Insurance

My Holiday Home Insurance are holiday lodge insurance specialists with more than 20 years’ experience. We’ll meet your insurance needs with the comprehensive cover as standard and there are plenty of optional extras to choose from. All the cover is tailored around you and your circumstances so contact us for a quote today.

Holiday Lodge Insurance

My Holiday Home Insurance are holiday lodge insurance specialists with more than 20 years’ experience. We’ll meet your insurance needs with the comprehensive cover as standard and there are plenty of optional extras to choose from. All the cover is tailored around you and your circumstances so contact us for a quote today.

Insure your holiday lodge with an award-winning specialist.

My Holiday Home Insurance is one of the UK’s leading providers of holiday lodge insurance with over 20 years’ experience and 50,000 leisure policyholders.

Insure your holiday lodge with award-winning specialists.

My Holiday Home Insurance is one of the UK’s leading providers of holiday lodge insurance with over 20 years’ experience and 50,000 leisure policyholders.

Holiday Lodge Insurance Specialists

My Holiday Home Insurance have been insuring holiday lodge owners since 2005, so we have an excellent understanding of the type of cover required to cover your lodge. We know that your holiday lodge is an investment, which is why we have designed our holiday lodge insurance policies to give you the very best cover possible. All of our holiday lodge insurance specialists have been with us for many years, so they are highly experienced insuring holiday lodges. This means that when you insure with My Holiday Home Insurance, you can be confident that the cover you receive is comprehensive and suitable for your individual circumstances. Should the unthinkable happen, you have the added peace of mind that you are completely covered.

Why choose My Holiday Home Insurance for your holiday lodge insurance?

We are a specialist holiday lodge insurance provider working exclusively in the leisure insurance sector. With over 20 years’ experience insuring holiday lodges and more than 50,000 policyholders throughout the UK, we truly understand that the cover you need must be tailored around your circumstances. Our policies are underwritten by one of the top 10 underwriters at Lloyd’s of London and our insurance team members are skilled in providing a well-informed, helpful and professional service to all of our customers. Many of our policyholders recommend our holiday lodge insurance to their friends, neighbours and family. We’ll meet your insurance needs with the comprehensive cover as standard and there are plenty of optional extras to choose from. The flexibility offered with each of our holiday lodge insurance policies, means you only pay for the cover you need and you can be confident that you are completely covered for the things that matter most to you.

More reasons to trust My Holiday Home Insurance

2024

Customer Experience Award Winners

2025

Platinum Trusted Service Award Winners

20

More than 20 years’ experience

50,000

50,000 Leisure policyholders in the UK

1,700

Over 1,700 claims handled in 2024

Trusted Holiday Lodge Insurance Provider

Don’t just take our word for it! Take a look below at what our customers say about us…

Here are just some benefits of our Holiday Lodge Insurance

Comprehensive holiday lodge insurance cover
Competitive premiums with monthly or annual payment options
£500,000 Buildings Sum Insured
£40,000 Contents Sum Insured
Cover for Permanently Installed Hot Tubs
Contents within an Outbuilding £1,000
Loss of Rent – 20% of Building Sum Insured
Loss of Hiring Charges – 20% of Building Sums Insured
Trace & Access Cover – £5k one event – £25k total
Emergency Access – £10,000

Fire Brigade Costs – £750
Loss of Keys – £1,000
Loss of Metered Water – £1,000
Optional Malicious Damage when Let – up to a total of £5,000
Optional Accidental Damage when Let
Cover for Falling Trees and Branches
Garden Furniture – £1,500
Freezer Contents
£ 5million Property Owners Liability
Optional Cover for Pedal Cycles & Sports Equipment

Discounts

Policyholders over 50s discount
Age of lodge discounts
Voluntary excess discounts

Choose from £100, £150, £250, or £500 voluntary excess

New For Old

The value of a brand new holiday lodge of the same make and model as your existing home, plus all the associated costs of replacing the home. These costs include clearance of the damaged home and re-siting of the new home.

Frequently Asked Questions about holiday lodge insurance & cover options

Who underwrites the holiday lodge insurance policy?

Canopius – A Managing agent of Lloyds of London. Having a Lloyds of London insurer gives you the peace of mind, that should anything happen, you will be protected.

What is the maximum building sum insured?

We cover all our policy holders up to £500,000 so that you have the peace of mind that should the worst happen, not only will we replace the lodge with a new on, but will also cover the costs for clearance and re-siting.

What happens if I don’t need £500,000 cover?

All our holiday lodge policies have blanket sums insured so that we can be sure, whatever happens, we will be able to get you a new home. However the premiums are based on your individual home and cover requirements, so you can be sure you are only paying for the cover that you need.

How much contents cover will I get on my holiday lodge?

At my holiday home we give you £40,000 cover as standard, that way you don’t have to worry about updating your policy when you purchase something new. We also have a variety of optional extras, so you can really tailor the policy to your individual needs.

What is the single article limit for my contents?

Its sometimes hard to keep track of the replacement value of your contents, that’s why at My Holiday Home Insurance we don’t have a Single Article Limit for your general contents. That way you can have peace of mind that should something happen, your possessions would be covered.

What are the excess amounts on holiday lodge insurance?

We have a £100 excess on our policy for all standard claims, however voluntary excesses are available as well which allow you to individually tailor your policy and possibly benefit from a lower premium

Do I need to provide photos of my holiday lodge?

On rare occasions we may need to see a photograph of your holiday lodge, to ensure we are providing you with the right levels of cover. If you are unsure if you will need to do this, call one of our advisors today who will be happy to discuss this with you.

What does new for old cover mean?

“New for Old” Cover is a piece of insurance terminology. What this means for you is that, in the event of a claim, we will replace your home and contents with a brand new equivalent.

How much cover can I get for my sports equipment?

Sports Equipment can be covered anywhere from £1,000 to £3,000 for items of equipment that are permanently left at the holiday lodge.

Can I add pedal cycles to my policy?

Yes! We are able to add your pedal cycles to your policy to give you the peace of mind that they are fully covered.

How much public liability am I covered for?

Our public liability is covered up to £5Million as standard. This is generally more than enough for your Site regulations but if you are unsure, give us a call and one of our advisors will be happy to help.

Is accidental damage covered under my holiday lodge insurance policy?

Accidental damage is one of the most common claim types, so for your peace of mind, accidental damage is covered as standard under your policy. You also have the option to cover it when the property is let.

If I lose my keys am I covered?

It happens to the best of us, so should you find yourself in the position that you have lost your keys, you can rest easy knowing that we cover your replacement locks and keys.

Can I cover my garden furniture?

Nobody wants to pack away garden furniture at the end of a long relaxing day, that’s why with My Holiday Home Insurance we cover not only your garden furniture, but your contents in the open as standard.

I have a hot tub, can this be covered under my policy?

Hot tubs are becoming more common, and as such we have the facility to make sure they are covered under your insurance. Give one of our advisors a call who will take some details and get you covered.

2025 Platinum Trusted Service Award Winners

We are absolutely delighted to have been recognised once again by Feefo, for the service we provide to our customers. Feefo collects genuine reviews from our customers about the service they have received and our outstanding customer service was recognised when we were awarded the 2025 Feefo Platinum Trusted Service Award.

News Story

We’re winners of the 2025 Feefo Platinum Trusted Service Award

January 21, 2025

We are delighted to confirm that our commitment to delivering an exceptional service to each and every customer has been recognised once again. We have been awarded the 2025 Feefo Platinum Trusted Service Award for the sixth year in a row!

Holiday Lodge Insurance

Holiday Lodge Insurance

Holiday Lodge Insurance

Insure your holiday lodge with an award-winning specialist.

Insure your holiday lodge with award-winning specialists.

Holiday Lodge Insurance Specialists

Why choose My Holiday Home Insurance for your holiday lodge insurance?

More reasons to trust My Holiday Home Insurance

Here are just some benefits of our Holiday Lodge Insurance

Discounts

New For Old

Frequently Asked Questions about holiday lodge insurance & cover options

2025 Platinum Trusted Service Award Winners

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