Leisure Lodge Cover Limits
Contents
Contents | Leisure Home (Lodge) |
| Sums Insured | £40,000 |
| Theft From Outbuildings | £1,000 |
| Garden Furniture | £1,500 |
| Replacement Locks & Keys | £1,000 |
| Freezer Contents | ✔ |
| Loss of Metered Water | £1,000 |
| Unoccupancy | 60 Days (Winter Weather Clause applies between 01/11-31/03) |
| Fire, Smoke, Explosion, Lightning or Earthquake. | ✔ |
| Escape of Water from appliances | ✔ |
| Storm | ✔ |
| Flood (postcode dependent) | ✔ |
| Subsidence | ✔ |
| Falling Trees | ✔ |
| Theft or Attempted Theft | ✔ |
Contents Optional Cover (if selected):
FEATURE | LIMIT |
| Letting to Holiday Makers | Optional |
| Accidental Damage by Tenants | Optional |
| Malicious Damage by Tenants | Optional |
| Pedal Cycles | Optional – Up to £1,000 (per cycle) |
| Sports Equipment | Optional – Up to £3,000 (£1,000 per item) |
| Excess Amounts | |||
| Claim Type | Leisure Lodge | ||
| Subsidence, Heave & Landslip | £1,000 | ||
| Escape of Water (Homes up to 25 years of age) | £250 | ||
| Escape of Water (Homes aged 26 & over years of age) | £500 | ||
| All Other claims | £100 | ||
Standard Excess £100* | ||
| Voluntary Excess Amounts Available (In addition to Standard Excess) | ||
| £50 | £150 | £400 |
*Standard excess – Other excess amounts may be applicable due to age of home/specific endorsements