Leisure Lodge Cover Limits


Leisure Home (Lodge)
Sums Insured £40,000
Theft From Outbuildings £1,000
Garden Furniture £1,500
Replacement Locks & Keys £1,000
Freezer Contents
Loss of Metered Water £1,000
Unoccupancy 60 Days (Winter Weather Clause applies between 01/11-31/03)
Fire, Smoke, Explosion, Lightning or Earthquake.
Escape of Water from appliances
Flood (postcode dependent)
Falling Trees
Theft or Attempted Theft

Contents Optional Cover (if selected):

Letting to Holiday Makers Optional
Accidental Damage by Tenants Optional
Malicious Damage by Tenants Optional
Pedal Cycles Optional – Up to £1,000 (per cycle)
Sports Equipment Optional – Up to £3,000 (£1,000 per item)
Excess Amounts
Claim Type Leisure Lodge
Subsidence, Heave & Landslip £1,000
Escape of Water (Homes up to 25 years of age) £250
Escape of Water (Homes aged 26 & over years of age) £500
All Other claims £100
Standard Excess £100*
Voluntary Excess Amounts Available (In addition to Standard Excess)
£50 £150 £400

*Standard excess – Other excess amounts may be applicable due to age of home/specific endorsements