European Holiday Home & Apartment Insurance

Whether your holiday home is a house, villa, apartment or cottage, we tailor our insurance to meet your own personal requirements. With our 14 years experience of insuring homes in the leisure market, and policies underwritten by leading Lloyd’s of London insurers, you couldn’t find a better partner to insure your holiday home.

If you are about to purchase your holiday home and are looking for specialist advice on holiday home insurance, then give us a call – we can help you to avoid some of the common pitfalls. Or if you just want a better deal on the renewal of your current holiday home insurance policy, we offer great value holiday home insurance that will cover your home all year round, whether it is occupied by you, let to others or is unoccupied. And our knowledgeable staff will be only too pleased to help.

Our insurance policies are underwritten by top 10 insurers in the Lloyd’s of London insurance market for complete peace of mind and provide comprehensive holiday home and holiday cottage cover.

Regardless of whether your holiday home is a commercial let or just used by you, your family and friends, our dedicated team of insurance specialists will guide you through the comprehensive cover options so you have the right policy for your needs.

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More reasons to trust My Holiday Home Insurance


25,000 insured people so far……


14 Years Experience


Over 1000 claims handled in 2018


Insurance Times claims excellence award winners.


My Holiday Home Insurance is a trading name of Assist Insurance Services Ltd, who are specialists in providing insurance within the leisure industry. We insure over 25,000 policyholders providing a range of policies to cover holiday homes, cottages and apartments, as well as static and holiday caravans, park homes and holiday lodges, and boats.

All of our insurance consultants are experienced and well trained in our leisure insurance products, delivering a friendly, professional and personalised service. That’s why so many of our policyholders recommend us to their friends, neighbours and family.

To obtain a quotation quickly and efficiently, complete our online form or call us on 0800 988 0890 and one of our insurance team will ask you some straightforward questions. They will provide you with a personalised quotation for your holiday home insurance, which is without obligation and protects your holiday home against a range of risks such as fire, flood, theft, storm damage, vandalism and subsidence. And what is more, we are so confident in the comprehensive cover we provide, we offer a 14-day ‘no quibble’ money back guarantee if you are not happy with the cover.

Whether you use your Holiday Home, as a breakaway for you and your family, or even let it out to others, we have the policies to suit your requirements.



  • Underwritten by Lloyd’s of London insurers
  • 24-hour, 365-day claim reporting service
  • 14-day ‘No Quibble’ money-back guarantee
  • Option to pay premium by instalments
  • Covers your holiday home whether the property is occupied or unoccupied
  • Covers loss of rent following a claim
  • Emergency travel cover included as standard
  • ‘New for Old’ cover as standard
  • Buildings only, contents only or combined buildings and contents cover available
  • Alternative accommodation cover available as standard
  • Freezer contents cover up to £500 as standard
  • Optional accidental damage for buildings and/or contents
  • Replacement keys and locks (if you opt for contents cover) for lost or stolen keys
  • £5million Personal Liability cover as standard
  • And much more!


  • Up to 3 years No Claims discount available
  • Discounts for policyholders aged 51 years or above
  • Discounts if you opt for a £250 voluntary excess
  • Discounts if you opt for a £500 voluntary excess