Leisure Home Cover Limits

Buildings (Single & Twin)

Leisure Home (Single)
Leisure Home (Twin)
CladdingAluminiumAluminium or Canexel
UseSecond Home/Holiday Home/Holiday LetSecond Home/Holiday Home/Holiday Let
Claims SettlementNew for Old up to 20 years availableNew for Old up to 20 years available
Decking, Balustrades & Hot Tubs
Alternative Acc. / Loss of Rent
Let PropertyOptionalOptional
Falling Trees
Trace & Access£5,000 for one event, £25,000 for any single period of insurance£5,000 for one event, £25,000 for any single period of insurance
A/D to underground pipes & cables
Emergency Services£10,000£10,000
Property Owners Liability£5 Million£5 Million
Clearance & Resiting
Malicious Damage by tenants
Tv Aerials & Satellite Dishes
Fire Brigade Costs£750£750
Loss or Theft of Keys£1,000£1,000
Metered Water£1,000£1,000
Fire, Smoke, Explosion, Lightning or Earthquake
Escape of Water
Flood (postcode dependent)
Theft or Attempted Theft

Buildings Optional Cover (if selected):

Accidental Damage by Tenants
Malicious Damage by Tenants£5,000
Excess Amounts
Claim Type
Leisure Single
Leisure Twin
Subsidence, Heave & Landslip£1,000£1,000
Escape of Water (Homes aged 26 & over years of age)£250£250
All Other claims£100£100
Standard Excess £100*
Voluntary Excess Amounts Available (In addition to Standard Excess)

*Standard excess – Other excess amounts may be applicable due to age of home/specific endorsements