Leisure Home Cover Limits

Buildings (Single & Twin)

Buildings
Leisure Home (Single)
Leisure Home (Twin)
Cladding Aluminium Aluminium or Canexel
Use Second Home/Holiday Home/Holiday Let Second Home/Holiday Home/Holiday Let
Claims Settlement New for Old up to 20 years available New for Old up to 20 years available
Decking, Balustrades & Hot Tubs
Alternative Acc. / Loss of Rent
Let Property Optional Optional
Falling Trees
Trace & Access £5,000 for one event, £25,000 for any single period of insurance £5,000 for one event, £25,000 for any single period of insurance
A/D to underground pipes & cables
Emergency Services £10,000 £10,000
Property Owners Liability £5 Million £5 Million
Clearance & Resiting
Malicious Damage by tenants
Tv Aerials & Satellite Dishes
Fire Brigade Costs £750 £750
Loss or Theft of Keys £1,000 £1,000
Metered Water £1,000 £1,000
Fire, Smoke, Explosion, Lightning or Earthquake
Escape of Water
Storm
Flood (postcode dependent)
Subsidence
Theft or Attempted Theft

Buildings Optional Cover (if selected):

FEATURE
LIMIT
Accidental Damage by Tenants
Malicious Damage by Tenants £5,000
Excess Amounts
Claim Type
Leisure Single
Leisure Twin
Subsidence, Heave & Landslip £1,000 £1,000
Escape of Water (Homes aged 26 & over years of age) £250 £250
All Other claims £100 £100
Standard Excess £100*
Voluntary Excess Amounts Available (In addition to Standard Excess)
£50 £150 £400

*Standard excess – Other excess amounts may be applicable due to age of home/specific endorsements