UK Holiday Chalet Insurance – Cover Limits

Standard Cover Available:

FEATURE
LIMIT
Comprehensive Insurance Cover
Competitive Premiums monthly or annual payments
Underwritten by Canopius at Lloyd’s of London
Property owners liability£5 Million
Loss of rentUp to 20% of buildings sum insured
Alternative accommodationUp to 20% of buildings sum insured
Damage caused by emergency servicesUp to £1,000
Garden furnitureUp to £3,000
Theft from outbuildingsUp to £3,000 (or 3% of contents sum insured)
Replacement locks and keysUp to £500
Freezer contentsUp to £3,000
Fire brigade costsUp to £1,000
Trace and accessUp to £5,000 per event, £25,000 total
Loss of metered waterUp to £1,000
Loss of domestic heating fuelUp to £500
Fatal injury benefitUp to £10,000 per person

Optional Cover Available (if selected):

FEATURE
LIMIT
Pedal CyclesUp to 4 cycles at £1,000 each
Sports equipment£1,000, £2,000 or £3,000
Accidental damage when Let
Malicious damage when Let
Theft by tenants
Home emergency cover
Legal expenses cover
Flood cover available for homes in high risk areas**Availability of flood cover in high flood risk areas is subject to acceptance, where terms and conditions apply

Discounts Available

No claims discount
Policyholder over 50 discount
Voluntary excess discountChoose from £150, £250 or £500

*Availability of flood cover in high flood risk areas is subject to acceptance, where terms and conditions apply