UK Holiday Chalet Insurance – Cover Limits

Standard Cover Available:

FEATURE	LIMIT
Comprehensive Insurance Cover	✔
Competitive Premiums monthly or annual payments	✔
Underwritten by Canopius at Lloyd’s of London	✔
Property owners liability	£5Million
Loss of rent	Up to 20% of buildings sum insured
Alternative accommodation	Up to 20% of buildings sum insured
Damage caused by emergency services	Up to £1,000
Garden furniture	Up to £3,000
Theft from outbuildings	Up to £3,000 (or 3% of contents sum insured)
Replacement locks and keys	Up to £500
Freezer contents	Up to £3,000
Fire brigade costs	Up to £1,000
Trace and access	Up to £5,000 per event, £25,000 total
Loss of metered water	Up to £1,000
Loss of domestic heating fuel	Up to £500
Fatal injury benefit	Up to £10,000 per person

FEATURE	LIMIT
Pedal Cycles	Up to 4 cycles at £1,000 each
Sports equipment	£1,000, £2,000 or £3,000
Accidental damage when Let	✔
Malicious damage when Let	✔
Theft by tenants	✔
Home emergency cover	✔
Legal expenses cover	✔
Flood cover available for homes in high risk areas*	*Availability of flood cover in high flood risk areas is subject to acceptance, where terms and conditions apply

*Availability of flood cover in high flood risk areas is subject to acceptance, where terms and conditions apply