UK Holiday Chalet Insurance – Cover Limits
Standard Cover Available:
FEATURE | LIMIT |
Comprehensive Insurance Cover | ✔ |
Competitive Premiums monthly or annual payments | ✔ |
Underwritten by Canopius at Lloyd’s of London | ✔ |
Property owners liability | £5 Million |
Loss of rent | Up to 20% of buildings sum insured |
Alternative accommodation | Up to 20% of buildings sum insured |
Damage caused by emergency services | Up to £1,000 |
Garden furniture | Up to £3,000 |
Theft from outbuildings | Up to £3,000 (or 3% of contents sum insured) |
Replacement locks and keys | Up to £500 |
Freezer contents | Up to £3,000 |
Fire brigade costs | Up to £1,000 |
Trace and access | Up to £5,000 per event, £25,000 total |
Loss of metered water | Up to £1,000 |
Loss of domestic heating fuel | Up to £500 |
Fatal injury benefit | Up to £10,000 per person |
Optional Cover Available (if selected):
FEATURE | LIMIT |
Pedal Cycles | Up to 4 cycles at £1,000 each |
Sports equipment | £1,000, £2,000 or £3,000 |
Accidental damage when Let | ✔ |
Malicious damage when Let | ✔ |
Theft by tenants | ✔ |
Home emergency cover | ✔ |
Legal expenses cover | ✔ |
Flood cover available for homes in high risk areas* | *Availability of flood cover in high flood risk areas is subject to acceptance, where terms and conditions apply |
Discounts Available | |||
No claims discount | ✔ | ||
Policyholder over 50 discount | ✔ | ||
Voluntary excess discount | Choose from £150, £250 or £500 |
*Availability of flood cover in high flood risk areas is subject to acceptance, where terms and conditions apply