With all the uncertainty around travel in 2021, the demand for UK holiday homes is likely to be high. If you have a holiday home in the UK and you’re thinking of letting it out to some friends, here are a few things to consider.
My Holiday Home Insurance win the 2021 Feefo Platinum Trusted Service Award, an independent seal of excellence that recognises businesses for delivering exceptional experiences, as rated by real customers.
Damp can be a major concern for static caravan owners, especially at this time of year, so it’s important to be aware of damp and know how to prevent it.
My Holiday Home Insurance now offer home emergency cover for leisure home owners.
When you are buying a static caravan there are some things you need to consider. We have put together some helpful information, general tips and suggestions that could assist you.
If you are a static caravan owner, now is the time to prepare your caravan for winter.
Static Caravans can be both a great home to live in or a place to escape on holiday. However, like all homes regardless of structure, you will need to maintain it. Proper maintenance of your caravan will extend it’s life meaning you can enjoy it for longer!
Make sure that all of the doors and windows on the caravan have security devices – and you may even want to consider investing in an alarm. It is advised that you take all contents of worth home with you if your caravan is for holiday use.
This is a marketing article from My Holiday Home Insurance, a specialist provider of insurance for holiday homes, leisure homes, holiday lodges and static caravans. Our team of experienced advisers are always happy to help, so for more information call our Northampton office on freephone 0800 988 0890.
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No way. Unfortunately for one caravan park in Anglesey, the unimaginable actually did happen.
On December 5th as the country was gripped by extreme winter weather, Sandy Beach Caravan Park, Llanfwrog was almost destroyed by a tornado. The force of the storm was so pronounced that even the sturdier caravans were severely damaged, so here’s hoping that their owners had kept their caravan insurance up to date.
However, the damage was luckily confined to property and no-one was hurt. Although the storm hit at midday and left staff manning the park running for cover, there were no holidaymakers on the park at the time, as it was closed for the season. Five touring caravans were destroyed and one static caravan had its roof completely torn off.
This may not be the end of it, either, as metrological reports about the cold front currently moving across the UK are waning of more to come. The turbulence caused by the cold front is expected to lead to more high speed winds and more damage is not being ruled out.
As the UK looks set to suffer extreme weather conditions over the next month or so, it is important to keep your caravan insurance fully up-to-date and as comprehensive as possible.
Unfortunately the neighbouring caravan was uninsured, and therefore our policyholder can only claim from their own policy to replace their caravan. However, the owner of the neighbouring caravan does not get away lightly, just because they’re not insured, doesn’t mean a claim can not be made against them personally.
One of the benefits of insuring your caravan is not just ensuring that your caravan is insured for fire, theft, storm damage etc you will normally receive cover for Public Liability of around £2million pounds in the event that you, or a member of your family become legally liable for to pay for damages for bodily injury or damage to property. A claim is now being made against the owner of the neighbouring caravan for causing damage to our policyholders caravan, and for not insuring their caravan.
Don’t just assume that you are the only person who will lose out for not insuring your caravan, you have a responsibility for those around you to ensure that they are not at risk too.
Winds of up to 94mph have brought chaos to parts of Wales, leaving properties damaged and trees torn down.
Aberystwyth in Ceredigion bore the brunt, with reports of a small tornado sweeping across the area.
Trees and roof tiles were blown into roads, with several being forced to close but Dyfed-Powys Police said no injuries had been reported.
BBC Weather said there had been “a few small tornadoes” across parts of Wales and the Midlands.
The RNLI station in Aberystwyth recorded the strongest gust of 94mph shortly after 10:30 GMT.
About 600 households were without power for part of the day due to the weather.
Scottish Power said service had been restored to about 35 customers in Pwllheli after a thunderstorm knocked out their power.
Western Power said most of its customers have also had their power restored but it was still dealing with six incidents across south and west Wales, affecting 308 customers.
Thomas Scarrott, director of the Clarach Bay Holiday Village, near Aberystwyth, said 15 to 20 caravans were upended and overturned by what he described as a tornado. Others had their roofs ripped off.
Reference:
BBC News. 2016. Roofs ripped off as storms hit parts of mid and west Wales. [ONLINE] Available at: http://www.bbc.co.uk/news/uk-wales-38014691. [Accessed 17 November 2016].