You may be able to do many of the maintenance jobs yourself, but some of the larger ones, such as roof repairs, windows, gas or electrical work will need specialist contractors. Here’s a checklist to help you find the right maintenance contractor to provide a good service.
As staycation holidays become more and more popular you may be buying your first holiday home, leisure home or static caravan. It may be just for yourself and friends and family, or you may be looking to insure your property as a rental home. Whatever your circumstances My Holiday Home Insurance, backed up by our fifteen years of specialist experience in the leisure industry, is here to guide you through the process.
The Coronavirus lockdown means that those people lucky enough to have a holiday home, or second home, are unable to travel to access it. So, can you get insurance for unoccupied holiday homes?
With the demand in UK holidays, or staycations, likely to boom in 2021 due to uncertainty around coronavirus travel restrictions, you may want to rent out your holiday lodge or static caravan.
Recent reports have indicated that the market for UK holidays is set to boom in 2021, so now could be a good time to invest in your holiday home’s eco-friendly credentials.
With all the uncertainty around travel in 2021, the demand for UK holiday homes is likely to be high. If you have a holiday home in the UK and you’re thinking of letting it out to some friends, here are a few things to consider.
Damp can be a major concern for static caravan owners, especially at this time of year, so it’s important to be aware of damp and know how to prevent it.
When you are buying a static caravan there are some things you need to consider. We have put together some helpful information, general tips and suggestions that could assist you.
Your leisure home insurance policy is designed to protect you against risks of things happening suddenly which you could not have expected such as fire, theft, accidental damage, flood and storm. In the winter months your leisure home can be very vulnerable, especially if it is not being used and can be damaged by the cold. There are certain things you need to remember when closing down your leisure home for the winter to prevent things such as escape of water.
The cover you are provided for escape of water is designed to provide cover for damage to your property caused by water leaks. One of the largest risks of water occurs when you are away during the winter months when pipes can freeze and burst, causing significant damage to your leisure home.
Important things to remember
Between 1st November and 31st March both days inclusive, if your leisure home is left without an occupant for more than 48 hours you must drain down the entire water system as a precaution to prevent freezing and any potential damage this may occur. If your leisure home has a sealed heating system containing antifreeze then this does not need to be drained down but antifreeze levels checked annually and particularly prior to the period of unoccupancy. In addition, all water tanks must be emptied by leaving both hot and cold taps fully open with plugs removed throughout the leisure home.
Or
If you wish to leave the water supply turned on between 1st November and 31st March both days inclusive, you must ensure:
Or
These things are very important and failing to comply with the requirements will result in loss or damage resulting from escape of water or burst pipes being excluded from your insurance.
It’s important that you read your insurance policy in full, along with the policy schedule to ensure that you are fully aware of the extent of the insurance cover, as well as the terms and conditions which are applied to your cover.
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Static Caravans can be both a great home to live in or a place to escape on holiday. However, like all homes regardless of structure, you will need to maintain it. Proper maintenance of your caravan will extend it’s life meaning you can enjoy it for longer!
Make sure that all of the doors and windows on the caravan have security devices – and you may even want to consider investing in an alarm. It is advised that you take all contents of worth home with you if your caravan is for holiday use.
This is a marketing article from My Holiday Home Insurance, a specialist provider of insurance for holiday homes, leisure homes, holiday lodges and static caravans. Our team of experienced advisers are always happy to help, so for more information call our Northampton office on freephone 0800 988 0890.
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